Congratulations on pursuing your education in the United States! The USA is full of different cultures, offering endless opportunities for learning and personal growth. But adjusting to a new country and its new systems can seem tough. 

UPI? If you're used to the seamless scan-and-pay back in India, be prepared for a bit of a change. While the US has still been building up digital payment options like UPI, it's advisable to maintain some hand cash in the USA.

This guide is here to help you smoothly clear those initial weeks trouble and set the foundation for a successful academic and career experience. Here are the steps you need to DO in the initial weeks after landing in the USA.

1. Setting Up Finance Accounts: Opening a Bank Account, this is where your scholarship funds, earnings from on-campus jobs, and money sent by your family will deposit.

Choosing Your Bank: There are countless banks across the US, each with varying services and fees. Some popular banks to consider for international students include:

• Bank of America: Offers student-specific accounts and a large ATM network.
• Chase Bank: Provides college checking accounts with benefits like no monthly fees for students.
• Wells Fargo: Has a wide range of student banking options.
• HSBC Bank USA: Caters to international students and may offer familiar banking services.

The Documentations: When heading to the bank, be sure to have your passport, your visa documentation (typically your I-20 or DS-2019 form), and proof of your US address (such as a dorm contract, lease agreement, or a letter from your school's housing office).

A Word on Credit Cards: You may be tempted to apply for a credit card, especially if you see attractive offers. While credit cards can be helpful for building credit history and managing finances, it's crucial to use them responsibly. In a new country, it's easy to overspend on things you might not need. 

2. Identification Essentials: 

In the US, proper government identification is your ticket to a lot of public activities and services – from proving your age to signing important documents, it's very much needed.

• Driver's Licence: If your planning to take an automobile in America, a driver's licence is a must. You'll typically need to pass a written exam testing your knowledge of traffic laws and a practical driving test demonstrating your skills behind the wheel.
• State ID: Not everyone drives, and that's perfectly fine! A state-issued ID card serves as a valid alternative for those who don't have a driver's licence. 

3. The SSN: Your Unique Numerical Identity

To access to numerous essential services in the US – your Social Security Number (SSN) 

• Working in the USA: Your SSN is the key to entering the American workforce. Employers use it to report your earnings and ensure compliance with tax regulations.
• Tax Time: Even if you're focused on academics, you'll still need to file an annual tax return, and your SSN is a crucial component of that process.
• Building Your Creditworthiness: Think of your SSN as the first step of your financial reputation in the US. It's linked to your credit history, which becomes vital when you want to borrow money for major purchases or apply for credit cards with better benefits.

On-Campus Employment Opportunities

Working on campus isn't just about earning some extra spending money – it's a chance to gain valuable experience, expand your network.

• Where to Look: Your campus career centre - they maintain listings of available positions, provide guidance on the application process, and may even offer workshops to enhance your job search skills.
• Working Within the Rules: Remember, as an international student on an F-1 visa, there are limitations on your work hours during the academic year (typically up to 20 hours per week). Be sure to abide by these regulations to maintain your visa status.

US Healthcare:

The US healthcare system can be complex and costly, but understanding health insurance and accessing medical services is key to staying healthy and focused on your studies.

• Most universities require international students to have health insurance and offer plans specifically tailored to students' needs. These plans often provide comprehensive coverage at a reasonable cost.
• If your school's plan doesn't suit your needs, you can explore private health insurance options. Take the time to compare different plans, considering factors like coverage, deductibles, and network providers.

Connect and Build the Club:

University life is about more than just hitting the books – it's about friendships, experiencing new cultures.

• Join the Club: Student organizations offer a fantastic way to find your niche and connect with like-minded individuals. Whether you're into sports, music, debate, or cultural activities, there's likely a club for you.
• Cultural Connections: Many universities have cultural clubs or organizations that cater to international students. These provide a space to celebrate your heritage, meet others from your home country, and share experiences with students from diverse backgrounds.
• Beyond Campus: Step outside the university bubble and explore the local community. Attend festivals, sporting events, concerts, and other cultural happenings. 

Moving to a new country is a new experience filled with challenges and rewards. By tackling these essential steps early on, you'll be well-prepared to handle all that the USA has to offer. 

Your Success, Our Priority:

We understand that moving to a new country and new education system can be challenging. That's why we go above and beyond to support YOU. As part of our commitment to your success, we offer a range of exclusive benefits:

• Free International Bank Account: Get your finances set up hassle-free.
• Free SIM Card with 1 Month of Usage: Stay connected with friends and family back home.
• International Credit Card with 0% Transaction Charges: Manage your finances without worrying about extra fees.
• Free Travel Trolley: A small token to make your travels easier.
• Financial Aid Guidance: We'll help you get scholarships, grants, and loan options to make your education more affordable.

Contact us today and let us guide you towards your STEM careers in the USA!